My credit card was stolen out of my mailbox, the criminal tried buying thousands of dollars with the card. Unfortunately for them my credit card company took care of it for me. But what should you do if your credit card or identity is stolen?
- You should also get your free credit report and check it for errors. The best site is https://www.annualcreditreport.com/ as it gives you free access to your report and is sponsored by the government. You get it free every year
- You should freeze your 3 bureau credit reports from Equifax, Experian, and TransUnion.
Lastly you should signup for free credit monitoring from CreditKarma or Experian so that you get email and phone alerts if your credit is pulled. Don’t pay for credit monitoring, everything you need can be gotten for free.